Car Insurance in Rhode Island

Cover your vehicles against unexpected road accidents, personal injuries and more 

Rhode Island Car & Auto Insurance

The State of Rhode Island makes it mandatory for drivers to purchase auto insurance before registering the vehicle. Whether it’s a personal or commercial vehicle, owners have to comply with the state requirements.  
Brook Insurance Associates, LLC. helps you purchase a car and auto insurance policy in Rhode Island.

Tailored Auto Insurance 

Cover your vehicles against causing bodily injury, property damage, and more. We can tailor auto insurance as per your needs and budget.

Compare Auto Insurances 

We compare the features and rates of popular auto policies. You will be able to process information and decide the best for your vehicle.

Bundled Insurance 

Purchase more than one insurance coverage and save extra. We sell insurance for homes, businesses, cyberattacks and more.

Easy and Quick 

We do all the legwork. From searching, and screening to completing the policy paperwork, you can save yourself from all the hassles.

What Does Rhode Island Car Insurance Cover

Bodily injury liability

Helps compensate for personal injuries or unexpected death during an accident. 

State Requirements: $25,000 limit per person/$50,000 limit per accident

Property damage liability

Helps pay for property damages like other vehicles and buildings if you are the at-fault party. 

State Requirements: $25,000 limit

Invest in Extra Rhode Island Car Insurance Coverage & Stay Protected 

Uninsured motorist

Helps pay for medical injuries caused by your negligence to another person who apparently doesn’t own any insurance coverage.

State Requirements: NA 

Underinsured motorist

Helps pay for medical injuries caused to another person who is at fault and doesn’t own adequate liability insurance coverage.

State Requirements: NA 

Medical Expenses

Helps pay for the medical expenses of the driver and passengers.

State Requirements: NA 


Helps pay for vehicle repairs or replacement that’s damaged during the accident.  

State Requirements: NA 


Helps pay for vehicle repairs or replacement due to heavy rains, floods,  storms or vandalism.

State Requirements: NA

WHY Brook Insurance Associates, LLC.?

Brook Insurance Associates LLC

You Trusted Choice® agency in Rhode Island

  • Tailored Insurance Solutions
  • Fair and Honest Advice  
  • Low Interest Rates 
  • 24/7 Support

The Type of Vehicles We Insure

Personal Vehicle 

Every Rhode Island car or automobile should be insured regardless of its brand, size, brand or condition.

Commercial Trucks 

Commercial auto and trucking insurance protects vehicles that are used for business purposes. 

Limousine  & Rental Taxis

Limo insurance protects  drivers who are on the job to transport people. Applies to rental taxis, cabs, etc.

The Average Cost of Car Insurance in Rhode Island

Car insurance can get expensive in Rhode Island. Brook Associates Insurance LLC. helps you grab a good deal without compromising on the insurance quality. 

Our team will study various factors before proposing the best car and auto insurance quote 

  • Age of the driver 
  • Marital status of the driver 
  • Income and credit history of the driver 
  • Driving violations
  • Types of insurance coverages 

Honest, transparent and calculated, our team strives to get you optimal auto coverage that offers you complete peace of mind. 
Drive responsibly and act wisely by investing in car and auto insurance in Rhode Island. We are there to take you through.

Frequently Asked Questions

  • What’s the minimum insurance car drivers in Rhode Island need to have?

    Rhode Island car drivers need to have a minimum of $25,000 in insurance. It basically covers bodily harm and property damage.

  • Which Rhode Island car insurance is right for me?

    Brook Insurance Associates, LLC works with many car and auto insurance providers in Rhode Island. We will do all the groundwork before suggesting any policy, like Studying your insurance needs and budget Comparing car insurance features and interest rates Sharing insurance quotes Completing the paperwork Schedule a consultationwith one of us and get started.

  • What is the car insurance rate in Rhode Island?

    There are factors influencing the value of car insurance rate are Type of car you own ( year, make, model) Driving record Annual mileage of the car Demography( age, gender and occupation) Auto insurance history Insurance limits and deductibles Schedule a consultation with one of us and get the most affordable car and auto insurance rates in Rhode Island.

  • What if I don’t have car insurance?

    The State of Rhode Island mandates car insurance for all drivers. No vehicle is registered in the absence of car insurance. Plus, if caught driving without car insurance in Rhode Island, the driver could face a fine and temporary suspension.